FINANCING YOUR NEW HOME
If you do not already have a loan officer you will be working with, we highly recommend the individuals listed on this page.
Please find their contact information below:

Joe Garner
HomeSimply
Retail Lending Manager
NMLS# 130800
Office : 704.931.8946 |
Cell: 704.999.0342
joe.garner@homesimply.com
| GarnerHomeLoans.com
3540 Toringdon Way, Suite 200, Charlotte, NC 28211 Branch NMLS#2473789
My 21 years of mortgage industry experience allows me to help a variety of people, from the first-time homebuyer to the tenured investment property owner. Everyone has unique financial goals, and my job is to give you guidance and options to help make a decision that’s right for you.
Keeping you in the loop, I break down a complex process and put you first every step along the way. At HomeSimply, we’re committed to delivering “mortgages without migraines.”
When I’m not helping my clients, you’ll find me spending time with family, coaching one of my twins sports, or hitting the links. I look forward to helping you reach your homeownership goals and appreciate the opportunity to serve you!
2025 HomeSimply is an Equal Housing Lender. NMLS# 2473786. For Licensing information, go to https://nmlsconsumeraccess.org 3540 Toringdon Way, Suite 200 Charlotte, NC 28277. All Rights Reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms, conditions are subject to change without notice.